When you get into an accident and not by your fault, you would want to be compensated for the damages you incurred for your possessions and the lost income while you were recovering. Unfortunately, the injury will have a lasting effect on you- physically and economically. Accidents could happen everywhere, but what are the four types that you can make a claim for compensation? Read on to find out.
1. Work Accidents
Getting injured at work is one of the most common types of accidents, especially in high-risk industries. It’s mandatory by law for companies to have insurance that protects their workers in the case of injuries. There is a range of different work injuries that happen to people depending on the industry they are working in.
For instance, if you are a construction worker, the risk of injuries from cranes or scaffolds comes with the job. Not to mention that some of these injuries are serious and could lead to a permanent disability, which would affect the victim’s quality of life. So, in that case, you need insurance that will cover your medical expenses and loss of income during recovery and the possible loss of income in the future. Therefore, companies usually make sure to have insurance in place so the worker can make a claim to be compensated for medical expenses and recovery time. However, if your workplace does not insure you, then you can file a suit to seek compensation for your injury.
2. Road Accidents
One of the most common types of accidents is vehicular accidents. They happen all the time. Roads are congested and full of various types of vehicles, and even if you think you are a careful driver, other drivers on the road might not be as cautious as you. However, accidents involving commercial trucks seem to be one of the most common and most dangerous road accidents. According to Greeneville truck accident lawyer, commercial truck accidents happen for various reasons. Some truck drivers go for hours without sleep, which hinders their ability to drive, or they might be under the influence, which also negatively affects their driving.
Not to mention that these trucks are overused to the extent that tires and brakes become defective. However, companies that operate these trucks are aware of these issues and are more experienced with accident victims making a claim. Therefore, they know how to navigate through the law to reduce the amount of the claim or deny the claim altogether. That’s why we recommend hiring a lawyer so you can have a better chance of receiving your claim.
3. Accidents Due to Medical Negligence
Currently, the healthcare system is perfect, and medical professionals are more than qualified to carry out complicated procedures. However, human errors occur, and medical faults happen. If a medical professional makes a mistake that causes damage, you are entitled to compensation for the harm you’ve experienced.
For instance, medical negligence involving prenatal care is quite common. Fetal injuries, like brain injuries or bone fractures, are some of the injuries that take place in medical negligence cases. Medical negligence could also occur during anesthesia administration, and it’s one of the most serious medical errors. It can result in permanent brain damage, or it can even be fatal. Of course, when something involves the healthcare system, their job is to keep you safe and actually help you get better, but if instead, they made your case worse, you are entitled to compensation for what you have been through.
4. Slip and Fall Accidents
These types of accidents are quite common because we are surrounded by all types of hazards once we step outside our homes. An example of these incidents is tripping over spilled oil on the supermarket’s floor, causing you to break your arm. Or you could injure yourself after tripping on a faulty uneven sidewalk. So, to make a claim for such incidents, you need to consider who is liable for such an injury. The organization takes responsibility if they haven’t ensured that the environment is safe for the public. If that’s the case, then you are entitled to make a claim.
Accidents happen everywhere and at any time, but you don’t have to suffer the consequences of your injury when it’s someone else’s fault. You need to be compensated for the physical pain, the psychological distress, and the financial struggles you have endured due to an avoidable injury. So if you do get in an unfortunate accident, you need to see who is liable for it and make a claim right away.