Accidents interrupt your life in many ways. Sometimes, an injury is not so extensive, and you can go back to work without experiencing any problems. In other cases, injuries might be extensive, and you may need to consider the steps to take depending on your situation. Hiring a lawyer can come in handy if you feel that having one by your side gets you a better chance of getting the most out of your situation when injured. A lawyer will make sure you receive all the money you are legally entitled to from your insurance company. An experienced attorney may be your best shot to navigate through your claims and to make sure your case is taken seriously, that your needs are catered for.
In this article, we discuss the situations when you need a lawyer to help you with your injury.
When Should I Not Call A Lawyer?
Whether you need a lawyer after you have been injured or not depends on the nature of the accident. When an accident occurs, and no human is injured, or the injuries can heal in a matter of days, then most individuals do not see the point in pursuing a personal injury attorney.
If this is your case, however, you should be careful because you may think that your injury will not linger, and the situation changes over time. Experts at DavidBlackWellLaw.com suggest that you visit the doctor so that you can be sure that there will be no further complications before you decide that you are not getting an injury attorney.
Also, you may not need a lawyer if you suspect that your claim will yield a small compensation that does not necessitate a lawyer. This happens, for example, when the car which got into an accident was high mileage, and its book value was low. If you choose to hire an attorney, they are likely to take the more significant portion of the compensation, which makes it sensible to stay without a lawyer.
When Should I Call a Lawyer?
1. Serious Injuries
Severe injuries usually result in higher compensation compared to less serious ones. A serious injury does not necessarily necessitate surgery but can be one that requires long-term treatment, causes extreme pain, and is likely to be costly. Insurance companies have lawyers as well, and when you get an accident, their immediate reaction is to find ways to compensate you on the lowest terms possible or deny your claim.
Lawyers have a better understanding of your rights, and they understand the alternatives you have, better than you. If you intend to claim from them, your best bet is going to the professionals. An injury attorney understands what you need to do to win a case and have the necessary experience to fight the insurance company lawyers.
2. High Treatment Costs
Car accidents carry a hefty price with them. Your life stops for a moment as you seek the best treatment you can. However, these costs can be so high that they cause you financial stress. If you are not in a position to pay for your treatment by yourself, then you should get an insurance lawyer to help you with treatment and with getting the best compensation you can from the insurance company.
3. When the Insurance Company is Not Treating Your Case as Urgent
Most insurance companies have their best interest at heart at the expense of the client. They will work to ensure that they pay you the least amount possible when you make a claim. They will use several tactics, including blaming you for not reporting the injury as soon as possible. Moreover, they might settle on an amount that does not fully cover the costs of your treatment and will fight to ensure that it stays that way. If this is your case, then it is time to get professional help.
What to Expect from the Lawyer
The lawyer is likely going to ask questions relating to your accident. Experienced lawyers are good listeners, and usually, they will only ask questions after you tell them your version of events. Remember that some questions may be difficult for you to answer, but it is essential to give them any information they need because it will help you find the best solution.
The lawyer will collect evidence about your case and also establish facts about your medical treatment as well. They will let you know your options, educate you about legal fees, and help you understand the costs that you will incur in your case.
Determining whether you need a lawyer mainly depends on the nature of your injuries and the effect of the accident. If the doctor ascertains that your injuries are minor and will not cause you further distress, then there is no need to hire an attorney. However, if your injuries are extensive, treatment costs are high, and your insurance company is not treating your case with the urgency it deserves, you need to get a lawyer to help you with the situation.