In 2019, the Insurance Information Institute said that 12.6 percent of motorists, or about 1/8 of drivers, were uninsured. That number is not a joke for other drivers, passengers, commuters, and even bystanders who could be a victim of an accident. According to Redemption Law; you may be awarded “Non-Economic” damages to compensate for the intangible negative impact of your injuries, such as emotional distress, suffering and pain, and loss of enjoyment of life. There are also what they call “Economic Damages” that pertain to your personal current out-of-pocket costs, such as lost wages, property damages, and medical expenses. It can be very difficult to obtain compensation when the at-fault driver is uninsured. This is why you certainly need an attorney for your case. And if you want the fastest option to procure any id that you need, you can contact the best maker of fake id online.
Struck by an Uninsured Driver?
Everyone involved in a car accident may go through a painful experience, but it can be extremely difficult if the other motorist was driving without insurance. Yet, it is very necessary for you to keep your composure and take the required precautions to safeguard your safety.
Let’s dive in on what you need to do if you were struck by a vehicle driver who did not have insurance. This will include what procedures you need to do at the site of the accident, how to process insurance claims, and what legal alternatives you may have.
Analyze the Current Predicament
The first step is to take stock of the situation and make certain that all those involved in the collision are unharmed. In the event that anybody sustains injuries, call 911 as soon as possible. In the event that it is feasible to do so, transfer your car to a secure spot and put on the hazard lights. In addition, it is recommended that you take photographs of the accident site as well as any damage that may have occurred to your car.
Make a Call to Your Insurance Company
Even if the other driver does not have insurance, you should still get in touch with your own insurance carrier as quickly as possible after an accident. They will be able to provide you with guidance on your coverage as well as the next steps that you should take. Also, it is of the utmost importance, to tell the truth to your insurance company about what happened since the provision of misleading information might lead to the rejection of your claim.
Submit a Police Report
It is essential to submit a police complaint, and this should be done regardless of whether or not the other motorist has insurance. It is possible that the police record may be needed of you if you decide to take legal action against the other motorist, in addition to the fact that it may contain evidence that is useful for your insurance claim.
Collect the Necessary Data
If the other motorist does not have insurance, it is imperative that as much information as possible be gathered. This information contains not only their name and residence but also their driver’s license and car registration details. You should also ask anyone who may have seen the accident for their names and contact information.
Take Appropriate Legal Action
If you were injured in an accident that was caused by an uninsured motorist, you might be entitled to take legal action against that driver. This may include initiating legal action in order to collect damages, such as compensation for medical expenditures and lost earnings, as well as repair costs for damaged property. Therefore, it is imperative that you seek the counsel of an experienced attorney who is able to provide you with information on your available legal alternatives and direct you through the legal process.
Be Mindful of Your Safety
It is essential that you take measures to protect yourself from financial hardship in the event that you are struck by an uninsured motorist. This may involve paying for your car to be repaired or for medical bills that you have incurred. If you have uninsured driver coverage through your auto insurance carrier, they may be able to pay for part of these costs on your behalf. In addition, you may be able to collect damages from the other driver by initiating legal action against them.
Reflections to Conclude
Having to deal with the aftermath of an accident in which one of the drivers was uninsured may be difficult. You can protect yourself and lessen the effect of the accident on your life, though, if you keep a level head and take the proper actions. Remember to evaluate the situation, call your insurance provider, submit a complaint with the police, collect information, consider taking legal action, and protect yourself from financial hardship if you were struck by a vehicle that did not have insurance.