Indian Overseas Bank Netbanking: 101 Guide


Net Banking is an electronic system that allows its customers to conduct a wide range of financial transactions through the official website of the financial institution.Net banking offers greater convenience to customers by saving their time as all transactions can be made sitting at home. Also it is very convenient system to Play poker game online on Pokermatch. You can easily replenish your balance and enjoy the game.

Easy Steps To Register For Indian Overseas Net Banking

Step 1: Firstly,the customer has to visit the Indian Overseas Bank Home page at and then go to the “Register” option which is provided below the “Personal Login” tab.

Step 2: Secondly, the customer has to enter his basic information like Account number ,Email ID, Country Name and mobile number to register for IOB Net banking.

Step 3: On successful validation the customer will be given an option of self activation or activation from the branch, from which he can select any one.

Step 4: To register for Indian Overseas Bank Net Banking if the customer opts for self activation then he/she will be asked to enter following details:

a. Debit Card Number

b. Expiry Card of the Debit Card

c. Debit Card PIN

Step 5: And if the customer selects activation through the branch then an OTP will be sent to his/her registered mobile number. On the successful verification of OTP he has to download form and fill the required information.

Step 6: On submitting the above details and successful verification Internet Banking will be approved without Fund tranfer.

Step 7: If debit card validation fails then the customer need to go through the registration process again.

Step 8: On successful validation ,customer login id will be activated.

Indian Overseas Bank: Login process

Step 1 : Login with the help of your password. Also, one needs to be careful with the password as they are case sensitive.

Step 2 : Your login password and transaction PIN are different from their each other. Password are used to login and transaction PIN for funds transfer.

Step 3 : You need to carefully remember the passwords as the online account can be blocked for putting consecutively wrong passwords.

Services Offered by IOB net banking :

Balance Enquiry-  Indian Overseas Bank Net Banking enables us to view the account balance using the login id and password.

Transaction History- It lets customers to view last few transactions of their accounts using internet banking and by entering login id and password.

Go to the tab “Accounts”, then to “Last few transactions”, so as to access the transaction details.

Account Statement – With the help of Indian Overseas Net Banking customers can have an easy access to their Account Statement sitting at home by just using login id and password.

Below mentioned are the steps to view Indian Overseas Bank Account statement:

  • Go to Accounts section and then click on Account Statements. Further, click on the option View/ Print.
  • Select the period fro which statement is required i.e. “From date” and “To date” and then click “Submit”.
  • Also, to save the account statement, click on export.

Cheque Book Request

IOB Net Banking lets its customers to place the request for the issuance of Cheque book by login into internet banking.

Go to the tab “Accounts” and then click on “ Cheque Book Request” .

Select the account for which cheque book is required and further click on “Submit”.

Check the Cheque Paid Status

After logging in, go to Accounts section and then select “cheque paid” . Further, select the account type, date and cheque number to get the status of cheque.

Access Civil Pension Account

With the help of IOB Net Banking, ex-civil servicemen can get access to their civil pension accounts at their home.

After successful login, click on “Accounts” and then on “Civil Pension view” to have access to payslips etc.

Loans /  Deposits

One can get the details of the loans or deposits made with the help of internet banking as well.

Go to “Accounts” and then click on View Loans/ Deposits section.

Funds Transfer Services

IOB Net banking lets its customers to transfer funds quickly in a hassle free manner. By adding a payee a customer can easily transfer funds from one account to another in very less time sitting at home.

Customers can transfer their funds from either personal accounts or from their corporate accounts as well.

Also, it allows to make remittances as well.

Utility payments

Customers can easily make tax payments be it direct or the indirect taxes.

Also, it allows to make payments like donations, mobile/ TV recharges, book movie tickets, pay Electricity/Water/Gas bills, Insurance premium etc.

Also, the customers can avail all these services conveniently sitting at home with the help of internet without even wondering about the Indian Overseas Bank timings. These services are available 24*7 to the customers.

However, post lockdown, Indian Overseas bank timings are from 10:00 am to 04:00 pm from Monday to Saturday (except for the second & the fourth Saturdays and Bank holidays).

But customers opting for net banking facility do not need to worry about Indian Overseas Bank timings.

Questions to Ask

How to deactivate Indian Overseas Bank Account?

By following these simple steps, one can easily get their bank accounts deactivated:

  • Firstly, login to IOB Net Banking.
  • Select “Edit Profile”.
  • Click on “Deactivate Account”.
  • Select the appropriate bank account which is to deactivated.
  • Lastly, click “Submit”.

Who all can register for Indian Overseas Bank Net Banking

  • Savings/ Current account holders
  • Deposit / Loan account holders
  • Proprietary firms
  • Partnership companies
  • Limited Companies
  • Societies/Trusts
  • HUFs

How to change password for login?

Below mentioned are the steps to change internet banking password:

  • Firstly, login to IOB Net Banking.
  • Select “Edit Profile”.
  • Enter the current and the new password.
  • Lastly, click “Submit”.

What are the advantages of IOB Net Banking

Benefits of IOB Net Banking includes:

  • Access to the bank accounts 24 hours a day , seven days a week.
  • One can easily manage their everyday banking.
  • It helps to view current balances and transactions history online.
  • Very simple and convinient to use.


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