Health insurance is important to everyone. Going without it can be stressful and worrisome — those who have no health insurance will receive less medical care, not to mention mounting hospital bills. Even a simple visit to the clinic for a checkup and receiving a doctor’s prescription can empty your pockets faster than you can put in.
Many experts agree that these 25 health insurance companies are among the best in the US. Check them out!
Aetna is one of the biggest health insurance companies in the country, founded in Connecticut in 1853. Nowadays, it covers millions of people in over 50 states. It is credited for making coverage of genetic testing and counseling an industry standard. As of 2014, its market value stands at $38 billion and net sales amount to $58 billion.
Founded in Louisville, Kentucky in 1961, Humana is currently the third biggest health insurance in the US. As of 2013 its posted a revenue of $41.3 billion and employs of 52,000 people. It is also one of the highly-rated insurance companies based on client reviews.
Health Care Service Corporation (HCSC) is the biggest customer-owned health insurance provider in the country. An independent licensee of the Blue Cross and Blue Shield Association, it serves 15 million members and concentrates its operations mostly in Illinois and Texas.
The Bethesda, Maryland-based Coventry Health Care performs diverse services from health plans and worker’s compensation and network rental. As of 2012 it has a net income of $487 million and employs over 14,000 people.
Highmark Insurance is also a diversified healthcare based in Pittsburgh, Pennsylvania. It serves its members through health insurance, dental and vision insurance and re-insurance. As of 2011 it has a $14.78 billion in revenue and employs 19,000 people.
Another health insurance company in Pennsylvania is the Independence Blue Cross, and independent licensee of Blue Cross and Blue Shield Association. It is the biggest health insurance provider in the Pennsylvania area and offers services through a variety of health plans.
Blue Shield of California is a health insurance company based in San Francisco, California. Its network of health care providers includes over 65,000 physicians all over the state and has 4 million members.
Cigna is a Connecticut-based global health insurance provider which serves health insurance, dental insurance, disability insurance, life insurance and accident insurance. The company was a result of a merger of Connecticut General (CG) Corporation and INA Corporation. It has more than 90 million members throughout the world.
Blue Cross Blue Shield Blue Care Network of Michigan is the largest health insurer of Michigan, serving 4.5 million members in the state and 1.5 million in other states. Its network of health care providers includes 152 hospitals around Michigan and about 33,000 physicians.
Health Net is a Los Angeles, California-based health care insurance provider. It has serves six million members in all of 50 states as well as the District of Columbia via several programs such as Medicaid, Medicare, Veterans and other individual and group programs.
Horizon Blue Cross Blue Shield of New Jersey is a non-profit healthcare service firm based in Newark, New Jersey. It serves around 3.8 million members and employs around 5,000 people.
Also known as Florida Blue, this healthcare provider is an independent licensee of Blue Cross and Blue Shield Association based in Jacksonville, Florida which serves 15.5 people not only in Florida but in other states as well through affiliated companies.
Regence Blue Shield of Idaho is another independent licensee of Blue Cross and Blue Shield Association based in Lewiston, Idaho.
Blue Cross Blue Shield of Massachusetts is a private health insurance provider founded in Boston, Massachusetts in 1988.
CareFirst Blue Cross Blue Shield is a non-profit, non-stock health insurance provider which mostly serves Maryland and the District of Columbia. It is the largest in the Mid-Atlantic region, serving over three million members and having about 5,000 employees.
WellCare is a Tampa, Florida-bsed health insurance company which provides programs such as Medicaid and Medicare health plans for its four million members. Its healthcare network consists of over 91,000 doctors and over 6,000 associates operating in many states, from New York to Texas.
The Health Insurance Plan of Greater New York was a former insurance company founded in 1947. In 2006, it was merged with Group Health Incorporated to become the present-day EmblemHealth, a non-profit health plan company based in Lower Manhattan, New York City, New York.
Unum (formerly UnumProvident) is a Fortune 500 health insurance firm founded and based in Chattanooga, Tennessee. It is a result of a merger between Unum Corporation and the Provident Companies. It offers employee benefits such as accident, disability and critical illness insurance — in fact, Unum is the number one disability insurance company in the country.
Universal American is a White Plains, New York-based nationwide health insurance firm included in the Fortune 1000 company list. It focuses mainly on the senior and the self-employed clientele.
Lifetime Healthcare Group
BlueCross BlueShield of North Carolina operates from its headquarters in Durham, North Carolina. Also an independent licensee of Blue Cross and Blue Shield Association, it serves over three million members and employs over 4,000 people.