Sometimes, you’ll find yourself in a car accident, and it will be so severe that your physical and emotional condition will be affected. You could lose your job, and your physical and emotional state may be so bad that you may not be able to work anymore. So, what can you do to get fully compensated? The hardest part is to prove that you’re hurt, and the most important thing is that your injuries are serious. The points in this post will help you to increase your chances of getting a satisfactory result nonetheless.
What Is A Head-On Collision?
A head-on collision is when two cars collide with their front ends or their front wheels. Head-on collisions are the most common types of car accidents that happen on roads worldwide. These types of accidents often result in multiple fatalities and serious injuries. The reasons are frequently varied, but this Atlanta car accident lawyer states that they tend to happen at intersections or when one party loses control of their vehicle. Furthermore, the less your vehicle can absorb the impact energy, the more serious your injuries are.
Why Are They So Serious?
Head-on collisions are serious because they can result in serious injuries such as brain damage, permanent disabilities, and death. The consequences of running into someone at full speed are often fatal to both parties involved, which is why these kinds of claims can be so large. The severity of the injuries is often so severe that victims can be left massively in debt without adequate compensation.
What Is The Average Compensation For This Sort Of Accident?
Understanding how damages are calculated might be beneficial because there is no defined sum or flat rate for settling a head-on collision injury claim. Among the factors are:
- Injuries you sustained: Someone who has sustained significant injuries, such as spinal cord damage, will likely receive a greater amount of compensation than someone who only received bruises, for example.
- The degree of your injuries: Even grave injuries differ in their severity, and for example, even different fractures are not the same. The amount of money damages for a simple fracture that only needs a cast is unlikely to be the same as a compound fracture. This is true for almost all other types of injury.
- The recovery process: There is a possibility that you will have higher medical bills if you suffer an infection or an adverse reaction, which should entitle you to a higher payout.
- Recovery time: It is common for people to suffer long-term consequences of head-on collisions, including chronic pain, decreased strength, and diminished range of motion in the injured body part. The settlement value of injury claims can increase when a person suffers from ongoing impairments.
Considering all of the above, what can you do to ensure that you get the money you need to get your life back to normal?
Never Admit Fault
Even though you will be dazed and in shock, you should try to refrain from admitting fault or indicating that you are at fault in any way. This can be used by the other person’s insurance company to withhold or even deny you any compensation.
Wait For The Emergency Services
Head-on collisions are extremely serious, and you should call the emergency services as soon as possible. Your first priority is ensuring that your injuries are treated and that the other person involved is ok. You should also receive an official accident report from the police, which you will need to hang on to for proof of what occurred.
Gather Witness Statements
Again, this step can be tricky if you have injuries, but if possible, you should check for witnesses to the accident and get their version of events. If they are willing, you should also ask for their contact details.
Contact Your Insurance Company
You will need to contact them as soon as possible to inform them of what has happened. It could be that they will pay you first and get refunded by the other party. Nonetheless, if you delay this step, they may find ways to avoid paying you, which can cause further complications down the line.
Keep All Documentation You Receive
It is advised to keep all the documentation you receive to use it in court later. These can include (but are not limited to):
- Police report
- Repair records
- Photos taken at the scene
- Emergency medical service records
- ER treatment records
- Diagnostic records
- Results of lab tests, MRI scans, X-rays, and other visual representations of your injuries
- Your treatment history
- Medications prescribed to you
- Keep all receipts and bills related to your medical treatment
In addition to these accident and Income tax returns medical-related documentation, you will need to record your employment status to claim back lost earnings. The records you should keep include:
- Check stubs
- Records of direct deposits
- Income tax returns
- Records of tips
- The amount of income you lost due to your accident in a letter from your employer
- Any correspondence with your employer regarding a leave of absence
Hire A Specialist Lawyer
When you need help with a legal case, hiring an attorney specializing in your particular case is best. This is because they will understand the specific nuances of your situation and know what to do to get the most favorable outcome for you. This particular case will be classed as a personal injury case and, more specifically, a motor vehicle accident case. The case would be considered a civil matter if there was no criminal activity (such as drugs, alcohol, etc.). Therefore, the lawyer you hire should be an expert in these cases. A consultation with them is a good starting point for finding out how they will assist you. After you have reached this decision, you can consult your lawyer about bringing a lawsuit.
A head-on collision can be a life-changing event that can cause physical stress and financial strain. If you follow the recommendations of this post, you will be in a far better position to recessive the compensation you deserve to help you through this challenging time.