5 Things to Do if You Suspect Your Identity May Be Stolen

No one wants to have their identity stolen. It’s a traumatizing experience and can be financially devastating if not handled properly. That’s why it’s so important to be properly prepared for this unfortunate situation and follow procedure to protect your identity and finances from a would be identity thief. The entire process … Read more

7 Small Caps To Pick For Big Returns In 2021

It’s a great time to reevaluate your investment portfolio. As of 2020, unemployment levels in the US are at a 50-year low, and the economy grew by 2.1% in the last quarter of 2019. It’s never been so simple to create a social network, so if you’re interested in making money, you’ve … Read more

How to Work Your Way towards Owning a Home in L.A.

Currently, the real estate industry in L.A. is thriving. This growing trend is enough evidence that people from all walks of life are looking forward to moving and settling in the city. If you are reading this, the high chances are that you are looking to settle in the area as well. … Read more

How IVA Can Help You Get Out of Debt

More and more residents in the UK are experiencing an overbearing amount of debt. It’s not uncommon for individuals to have difficulty paying off their debts, and when this happens they often think that bankruptcy is the only option. However, there are other financial tools at your disposal such as an IVA … Read more

How Personal Loans Can Prove Useful

How Personal Loans Can Prove Useful

We’re living in a tough economic situation. Almost everyone is facing challenges created by various economic and financial presets. Loans are pretty much the most popular option for people to get things done quickly. It’s more common than you think for people to bite more than they can chew and fall into … Read more

5 Reasons Why You Need A Quick Personal Loan

Loans can be great in a pinch, especially given the unstable circumstances in today’s market. In particular, personal loans are the most common type people go for when they are strapped for cash because they have versatile rates and can be used for a variety of reasons. While there are loans for … Read more

Is Getting a Second Mortgage a Good Idea?

house second mortgage

Any loan you obtain using your home as collateral is called a mortgage. The loan you acquire in purchasing the house is the first mortgage. Subsequently, if you own at least 20% equity of the property and have a good credit score you are cleared to get a second mortgage. Despite the … Read more

Ways to Stay on Track with Your Monthly Budget

Track with Your Monthly Budget

Staying within your monthly budget is easier said than done, but it is doable. You only need to have the willingness to do it, the discipline, and the drive to stick on to it. In this article, we’ve gathered some great tips for everyone to help them with their monthly budget and … Read more

Tesla Talk How to Buy Tesla Stock Like a Boss

bullish on Tesla stock

Did you know that in December 2019 Tesla stock hit an all-time high? You may want to make some money from Tesla stock, but you might not know how you can actually do this. How do you even buy a Tesla Share? Should you day trade, or should you adopt a buy and … Read more

Financing a Fixer-Upper: 3 Key Reasons to Buy a Fixer-Upper

The average cost to build a new home is around $428,000. But the average cost of an existing home sits around $291,000. Buying an existing home has serious advantages, the main one being price. But, there are many other great reasons to buy a fixer-upper, all without sacrificing the home of your dreams. Before … Read more

Interested in Selling Your Home? Here’s the Best Time of Year to Move

Approximately 10% of the U.S. population will move this year. That’s about 32 million people packing up their lives and moving to a new home. Roughly 85% of those moves will be within the same state. Whether you’re moving across town or across the country, moving can be stressful. Combine that with possibly trying … Read more

Buying a Home vs. Building a Home – Which is Better?

If you are tired of renting, you may have decided that the best option for you is to move into a home that you own. One thing that many people consider when they are looking for a home is whether they should purchase an existing home or build their own. When you … Read more

Must-know tips on inheriting a house in California

Introduction Inheriting a property can force you to make some difficult decisions, especially if the inheritance comes as a surprise. It can also feel overwhelming if you are unfamiliar with the legal side of taking over a property. If you have suddenly found yourself dealing with a mortgage or frantically googling property … Read more

How Summer Can Wreck Your Finances

Summer breezes can make you feel fine, until their bills come along and blow the jasmine from your mind. According to the eighth annual Allianz Travel Insurance Vacation Confidence Index, the average American spends $2,000 on a summer vacation. That’s a pretty significant chunk of the average household budget, regardless of your … Read more

Is That Lease Special Really a Good Deal?

“Lease a luxurious Joyrider 3000 for only $399 per month for 36 months!” Ads for lease deals such as this are fairly commonplace, but how can you know if that lease special is really a good deal? Sometimes they really are, other times they’re loss leaders designed to get you into the … Read more

Add On to Your House Value: Great Designs That Work

Purchasing a new home comes with many twists, turns, and stress. From providing the necessary documentation to meeting home loan requirements, the process can leave you feeling haggard. If you’re a new homeowner, congrats! You’ve navigated a crucial step in securing a better future for your family. That said, you may be wondering what’s next. … Read more

How to Get a Small Loan When You Have Bad or No Credit

How to Get a Small Loan When You Have Bad or No Credit

Unfortunately for those who have a less-than-stellar credit history, you may have to overcome obstacles in your life that those with a good score don’t have to deal with. While larger deposits and shaky approval from landlords are typically what affect people most, it can also make getting a loan a lot … Read more

What You Need To Know About Car Financing Agreements

Your car buying decision, whether cash or through car financing, should not be an impromptu one. You want to take into account every single aspect of the processes involved, ask questions, research, and dig deeper into the history of the people you’re dealing with. It can seem easy or simple to walk … Read more

Easy to Understand Funeral Insurance Cost Breakdown

Losing a loved one is never easy. Clive Staples Lewis put it best when he said that “the death of a beloved is an amputation.” Apart from the huge emotional void it creates, death leaves you with hefty funeral expenses that are often unplanned for. Most funerals cost $9,000 on average, which … Read more

Every Condo Buyer Should Know These Helpful Tips

Buying a condo is totally different than buying a single-family home. Purchasing a condo may sometimes be less expensive and less maintenance to worry about than buying a single-family home, but the work needed before buying a condo is definitely more. If you’re thinking about buying a condominium, it’s essential to understand … Read more

Step by Step Process to Probate Property Valuation

Distributing inherited assets can become a messy affair without guidance. Estimates show that nearly 54% of adults in the UK don’t have a will. Still having one doesn’t make the process any easier. You’ll still need guidance in the process of valuing and distributing the assets. To do so, consider probate valuation. … Read more

What Is a Fixed Rate Loan

A fixed-rate loan is a loan that has a fixed interest rate. Its interest rate doesn’t fluctuate so generally, it stays the same throughout the course of your loan. However, this doesn’t mean that it will never change. A fixed interest rate is available in various types of loans such as: Student … Read more

Health Insurance Options You Can Choose In Pennsylvania

Let’s agree on something; your health is the most precious thing in your life. If you don’t take good care of your health, you won’t be able to work which can result in a no-money, no-life situation. That’s why the first thing you should consider is opting for a health insurance program … Read more

The Ultimate Guide to Buying an Apartment

Living in an apartment is one of the most convenient ways to go by and many people have settled for apartments due to several advantages. Picking out the right apartment to live in is a very important decision to be made and there are several things to check before you make up … Read more

5 Tips For Making Your Money Go Further

Do you feel like your money never goes as far as it needs to, and you’re always hanging out for the next payday? You’re not alone. There are many people out there who don’t even know where their money goes, but it does – and quickly. If you’re looking for ways to … Read more

Fastest and Budget-Friendly Ways To Travel To Work

There’s a direct correlation between commutes and your overall demeanor throughout the day. It’s the first interaction you have with the outside world. Once you wake up, shower, brush your teeth, and get your shoes on (then pocket/purse check), the first hello to the day is a rushed effort to get to … Read more

5 Ways to Prepare Your Christmas Budget

The holiday season is a joyous occasion, but some people may feel unwanted stress when it comes to their finances. There’s no doubt spending money on gifts, parties, food, and other expenses can pile up. You can always plan for these expenses in advance, as long as you prepare your Christmas budget … Read more