Car accidents are traumatic experiences and even if you do get not hurt, you often suffer other emotional and financial losses. If you’ve been in a car accident and haven’t suffered an injury, but know that the other party is undeniably at fault, then you can hire a lawyer and sue that person for the damages they have caused you. It’s completely understandable to feel forgiving and happy to be alive, but you might not feel the same way once your insurance company refuses to cover the expenses of fixing your car. Of course, you will need to talk to a lawyer first and be able to prove that the other person caused the accident that led to the damage. Here are a few reasons for you to sue someone after a car accident, even if no one got hurt.
You will need to sue the other party, your insurance company or their insurance company if it’s a big crash. The thing is, insurance companies usually don’t mind paying for small and frequent car accidents. However, if it’s a big accident, insurance companies may offer to cover part of the cost, and will always try and make you or anyone else cover the rest of the expenses. Insurance companies will always try to minimize their cost and can easily work around paying for a few specific damages. Therefore, make sure you talk to your attorney as soon as you can after the event. It’s possible that you might begin to experience symptoms of trauma and may not have the energy to think and rationalize all these decisions, but your lawyer will make sure you do the right thing.
Personal injury claims are very easy to file and get through, your lawyer would take care of all the details, and if your case is not very complicated, it would end without going to court or going through a lot of trouble. However, even if you have not been injured in a car crash or if a family member was injured or passed away because of this, you are probably suffering from emotional distress. This affects your daily life and work and you have the right to be able to sue the person who is at fault. They can even pay for your therapy and medication if needed.
Many people suffer from PTSD symptoms and develop psychological issues after being involved or even sometimes just observing a big car crash.
In Maryland, for example, if you were involved in an accident where you could have ‘almost’ died or seriously injured because of someone’s negligence; then theoretically you can file a case against them (if you can prove it). The law in Maryland obliges all citizens to follow road rules and regulations while driving and if someone ignored that and caused you harm then they should handle the consequences.
If someone manages to destroy your backyard or porch because they weren’t driving very carefully, then you have the right to sue that person. A car accident can also cause damages to shops or delivery vehicles, and to citizens that are walking down the road. If you were harmed in any way or have witnessed someone else get seriously injured and that caused you emotional distress, then you can also file a claim against the person or entity that’s at fault. Even if your property is insured, insurance companies will not cover damages caused by an external force or may refuse to cover the whole amount and take care of all the expenses. Therefore, you need to make sure you have enough documentation and witnesses to back you up in case your lawyer decides this is the best possible solution for your compensation.
If you have been suffering financial losses and damages to your property, vehicle, or emotional well being because of a car accident then you need to remember that you don’t have to take care of all this by yourself. Especially if it’s not your fault then the person who is at fault is supposed to take responsibility for their irrational actions and deal with the consequences. An attorney will be able to help you with all the details, help you gather proof, and submit the right documents to back up your case and ensure you the best possible compensation. The same thing applies in case you need to replace your vehicle because of the damages the accident caused, insurance companies will try to work around taking care of all the expenses and handling the cost when they should and no one will be able to help you but your lawyer.